When you run a business, probably one of the last things you want to think about is if one of your key people becomes ill or dies. And quite right too, you should be focusing on the future success of the business and where you next new customer is going to come from.
But trust us, it’s worth considering. Depending on the size of your business, it’s possible that there are only 2 or 3 people who are responsible for getting the business to where it is today. So if anything happened to one of these key individuals the impact would be significant.